National Business Capital Makes Strides Against Breast Cancer!

October is National Breast Cancer Awareness Month and here on Long Island that means the Making Strides Against Breast Cancer walk held at Jones Beach. Two employees of National Business Capital proudly participated in the walk and showed their support for this great cause.

Jack Hasso and Dirk Nova walked in honor of Maria Nova, cancer survivor. Mr.Hasso said, "It was a great experience taking part in the walk.  The weather was perfect, the crowd was very energetic and everyone really enjoyed the day.  We do it every year.  There’s no better feeling than supporting such an amazing cause and charity and it’s special when the person you’re walking with is a survivor."

National Business Capital would like to thank everyone who made this event possible, from the organizers and walkers to the people who offered love and encouragement. 

How Much Is It Costing Your Business By Not Taking A Loan?

Right now business owners are taking advantage of great opportunities by using our working capital. Usually when taking advantage of an opportunity, you need capital. If the profit outweighs the cost of capital, the opportunity makes sense. How much is it costing your business by not taking a loan? 

Do You Have the Funding to Prepare for the Vital Holiday Season?

Whew! The fast pace of summer business has slowed down giving business owners a chance to re-group and prepare for the rush of the holiday season. October can be a slow business month, especially for retailers and restaurants, making it the perfect time to plan ahead!

A profitable holiday season is crucial to the success of retail stores and restaurants. In order to maximize your profits, consider the following:

• Inventory should be well stocked and ready for the earliest holiday shoppers! The good news is that many vendors offer discounts during the month of October. Take advantage and stock up! Check with your suppliers to see if discounts are offered or ask for a discount if you buy in bulk.
• Increase your marketing efforts during the busy holiday season! Consumers are bombarded with print ads, online ads, radio and t.v. ads all calling for their business. Be sure you are heard above the rest! Speak with your marketing company to see if they will provide a discount for early payment on your holiday ads.
• Do you have enough staff? There is nothing more frustrating than filling your business with customers, but losing the sales because you do not have adequate staff to service them. Hire seasonal staff early enough to train them well. Having enough salespeople or servers means nothing if they can not do the job properly.

Don't let limited cash flow hinder your holiday sales! Speak with a business consultant at National Business Capital to learn about our financing programs!

Business Credit Lines Open To Almost ALL Industries!

Having access to a business line of credit can be crucial to the health of a company. For many business owners, if not most, a line of credit has not been a possibility for years. The struggling economy resulted in banks tightening the reins and all but eliminating lines of credit.

National Business Capital has been working hard to bring business lines of credit back! A few months ago, we were able to offer line of credit to a limited number of industries, but we are happy to announce that we can now offer lines of credit to almost all industries! National Business Capital has not been able to offer business lines of credit with such flexible guidelines in 5 years! While most banks continue to cut or close credit lines, National Business Capital can often approve them in as little as 48 hours and we do not require collateral! 

What makes our credit lines so attractive?

• Receive an Actual Checkbook!
• Only Pay for What You Use!
• Take Additional Funds When Needed!
• Interest is Tax Deductible!
• No Real Estate Collateral!
• Based on Annual Sales!

Call and speak with one of our business consultants to learn what YOUR business qualifies for!

Is the Approval Process for Your Business Loan Taking Too Long?

As a business owner you apply for loans for a number of reasons. You may need cash flow to meet payroll responsibilities, equipment may need to be fixed or purchased, or perhaps you are ready to grow the business to create more revenue.  Whatever the reason, the faster you receive the financing, the faster you can take care of business.

The loan process at a bank is a long and tedious one.  Banks are required to give due consideration to each application and must go through a series of steps. So even if the first employee to look at the application knows it will not be approved, you may still wait a number of weeks until you are denied. That is lost time that could have been used to find an alternate source of financing. 

Fortunately, National Business Capital has a loan process that moves very quickly.  In fact, most loans can be approved in 24 - 48 hours and can be funded within 5 -7 business days!  

National Business Capital is a niche commercial finance company that works with many types of businesses, big or small, nationwide. Call and speak with one of our business consultants to learn how we can help your business!

Are You Taking Advantage of Social Media to Promote Your Business?

Social media has become a large piece of the marketing puzzle for businesses, but many business owners fail to understand the true value.  While social media strategies will differ from business to business, each should implement and use social media.

Some business owners feel their business is not the "right fit" for social media because they see it as a tool for "social" businesses such as restaurants or clothing stores.  This is not true as National Business Capital itself can show you. We have a social media marketing plan which focuses on educating and engaging our customers rather than posting silly pictures for caption contests or coupons for nachos. Understanding the various social networks and their individual value propositions is important for every industry.

It's not all fun and games. Social media has become a key piece in search engine optimization.  The businesses who find themselves at the top of search results pages typically have active social media channels. It is also important to note that using the channels is not enough.  Take the time to learn how to use social media for business as it is a whole different beast than using it for fun.  

Social media is a viable tool for each and every business.  Take the time to do research and speak with professionals to help guide you in developing a successful plan. How about starting by looking at National Business Capital's social media?  Follow the link to our website and click on the icons!

What Does My Credit Score Mean?

Do you want to secure a business loan, but are afraid your credit score will make you ineligible? 


Are you worried that recent financial hardships have decimated your credit?


Have you found mistakes in your credit report that have not been corrected?

Any of the above scenarios can induce anxiety when applying for a business loan. Remove the fear of the unknown and you will be well on your way to removing the anxiety. National Business Capital can help!

Take the first step and call us.  One of our business consultants can provide you with a FREE CREDIT CONSULTATION and help you devise a strategy to secure the best financing terms possible.  Poor credit does not automatically mean no loan approval!


The business consultant will ensure that you know how to read a credit report.  Should there be any mistakes on your report, the consultant will advise how to correct them.  It is important to note that there are many companies that claim to fix your credit.  Be wary as many are unethical; may charge up-front fees and provide no solutions.  If your report is correct, but your score is still less than stellar, the consultant can advise how to improve the score. 


The business consultant can help guide you through your options.  The answer may be to apply for a small loan now, take time to repair your credit, then apply for a larger loan. Or, even with poor credit, you may qualify for PREMIUM approval by National Business Capital right now! 


The most important fact is to know your scores and understand how they affect financing terms.  A bit of knowledge may save you thousands of dollars!